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According to the ABI, or Association of British Insurers, critical illness cover is essentially an insurance that pays out when the criteria on the policy is met on what it specifies as a critical illness, including advanced cancer, a heart

It has come to light over recent years that one of the key reasons Critical Illness claims can be rejected is because the policy holder did not supply the full information relating to a previous illness when the initial cover

Before I jump into explaining what critical illness insurance is, and why I personally believe it’s a good investment, let me first confess that before I began working for a health insurance brokerage, I had NO idea what critical illness